A broad and rather naive statement is that wealth management is easy when it is handed over to someone else. In a very narrow sense it is true but infers entirely too much power rests with the financial advisor and that the client has no input. A better statement to describe the relationship between an [...]

Here’s a simple approach: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you’ll reduce the lump sum needed to generate the necessary income at retirement.  Surveys show that most baby boomers plan to work in some capacity during their retirement years. The question is, should you keep working [...]